Individual Coverage

Individual Plans at an Affordable Price

At Alera Group, we know that a changing workforce presents various insurance needs for you and your employees. We offer a suite of individual solutions for employees who are in transition or do not otherwise qualify for group benefits, including:

  • Individual and family options both on and off the public exchange marketplace
  • Pre- and post-65 resources to help your employees make informed choices
  • Additional coverage options to provide more security
  • Easy access via website and toll-free phone number
  • Concierge service that works with employees directly, removing you from the process
  • A trusted advisor who understands the individual marketplace.

 

Seamless solutions for your employees in transition

Whatever their employment status, we’ve got options.

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EXPERT EDUCATION

Events and Webinars

Employee Benefits

Supporting Women’s Health Month: Trending Employee Benefits

In this session, we’ll talk about how employers are helping female employees and dependents be their best through every phase of life: From fertility, maternal care and parenting to peri/menopause, caregiving and mental health. 

May 16, 2024 at 01:00 pm CT | Virtual

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Employee Benefits

Q2 Compliance Update

Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

June 4, 2024 at 01:00 pm CT | Virtual

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Employee Benefits

Optimize Your Benefits: A Three-Pronged Approach

Want to lower healthcare costs and enrich your benefits program at the same time? If so, this webinar is for you.

June 20, 2024 at 01:00 pm CT | Virtual

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THOUGHT LEADERSHIP

Insights

Employee Benefits

This Mental Health Awareness Month, ‘Run Your Own Race’

May is Mental Health Awareness Month. Here are tips and resources to help you get started on the route to a happier, healthier you.

April 25, 2024

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Employee Benefits

Q1 Considerations: Affordability for Applicable Large Employers

Under the ACA, Applicable Large Employers (ALEs) are required to offer “affordable” medical coverage to full-time employees or be subject to a fine. In September 2023, the IRS announced that the 2024 affordability percentage would reduce from the 2023 rate of 9.12% to 8.39% as of January 1, 2024. The U.S. Department of Health and Human Services has just released the 2024 Federal Poverty Level (FPL) amounts, with an increase of 3.3%.

April 23, 2024

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Employee Benefits

Legal Alert: PCORI Fees Due By July 31, 2023

Employers that sponsor self-insured group health plans, including health reimbursement arrangements (HRAs) should keep in mind the upcoming July 31, 2023 deadline...

November 14, 2023

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Employee Benefits

Webinar Guidance on Effective Open Enrollment Communications

Open Enrollment, the fourth-quarter period when employees enroll in employer-sponsored group benefit programs, is “crunch time” for human resource managers and their staff.

August 8, 2023

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